Loandepot.Com in New York vs the state
18.5%Denial rate-1.24 pts vs state
21.1%Decision denial rate-2.98 pts vs state
67.7%Origination rate+8.13 pts vs state
6.75%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.22 pts vs state
$124kMedian applicant income
2,612Loans originated
714Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,898 | 1,149 | 21.2% | 6.63% | #40 |
| 2024 | 2,542 | 1,626 | 19.3% | 6.63% | #32 |
| 2025 | 3,857 | 2,612 | 18.5% | 6.75% | #23 |
What Loandepot.Com lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Westchester County | 620 | 459 | 58 | 9.4% |
| Suffolk County | 435 | 297 | 85 | 19.5% |
| Nassau County | 342 | 239 | 60 | 17.5% |
| Queens County | 222 | 143 | 39 | 17.6% |
| Orange County | 190 | 143 | 34 | 17.9% |
| Kings County | 167 | 111 | 26 | 15.6% |
| Erie County | 148 | 91 | 43 | 29.1% |
| Rockland County | 131 | 95 | 20 | 15.3% |
| New York County | 131 | 85 | 14 | 10.7% |
| Monroe County | 125 | 82 | 30 | 24.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 3,857 applications in 2025, of which 2,612 were originated and 714 denied.
18.5% of all applications, or 21.1% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Loandepot.Com originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology