Nationwide Mortgage Bankers in New York vs the state
3.0%Denial rate-16.73 pts vs state
3.6%Decision denial rate-20.49 pts vs state
71.1%Origination rate+11.50 pts vs state
6.75%Median rate+0.13 pts vs state
0.48Rate spread (pts)+0.27 pts vs state
$137kMedian applicant income
2,070Loans originated
88Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,178 | 1,467 | 4.4% | 6.75% | #34 |
| 2024 | 2,408 | 1,703 | 4.0% | 6.75% | #35 |
| 2025 | 2,912 | 2,070 | 3.0% | 6.75% | #30 |
What Nationwide Mortgage Bankers lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Nationwide Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 1,142 | 890 | 25 | 2.2% |
| Nassau County | 531 | 379 | 11 | 2.1% |
| Queens County | 373 | 228 | 19 | 5.1% |
| Kings County | 206 | 120 | 9 | 4.4% |
| Bronx County | 148 | 97 | 7 | 4.7% |
| Westchester County | 115 | 81 | 4 | 3.5% |
| Richmond County | 99 | 73 | 3 | 3.0% |
| Dutchess County | 52 | 42 | 1 | 1.9% |
| Orange County | 51 | 40 | 2 | 3.9% |
| Erie County | 38 | 28 | 1 | 2.6% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 2,912 applications in 2025, of which 2,070 were originated and 88 denied.
3.0% of all applications, or 3.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Nationwide Mortgage Bankers originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology