Homebridge Financial Services in New York vs the state
19.5%Denial rate-0.22 pts vs state
22.0%Decision denial rate-2.06 pts vs state
68.1%Origination rate+8.50 pts vs state
9.41%Median rate+2.79 pts vs state
0.37Rate spread (pts)+0.16 pts vs state
$170kMedian applicant income
1,590Loans originated
456Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 987 | 629 | 27.5% | 6.63% | #80 |
| 2024 | 1,161 | 688 | 30.8% | 7.63% | #70 |
| 2025 | 2,335 | 1,590 | 19.5% | 9.41% | #36 |
What Homebridge Financial Services lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 386 | 264 | 74 | 19.2% |
| Nassau County | 303 | 217 | 51 | 16.8% |
| Queens County | 280 | 173 | 82 | 29.3% |
| Westchester County | 231 | 160 | 33 | 14.3% |
| Kings County | 202 | 117 | 55 | 27.2% |
| Orange County | 166 | 122 | 27 | 16.3% |
| Bronx County | 128 | 81 | 24 | 18.8% |
| Rockland County | 127 | 85 | 19 | 15.0% |
| Dutchess County | 75 | 55 | 10 | 13.3% |
| Sullivan County | 50 | 22 | 17 | 34.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 2,335 applications in 2025, of which 1,590 were originated and 456 denied.
19.5% of all applications, or 22.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Homebridge Financial Services originated in New York in 2025 was 9.41%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology