Ice Lender Holdings in New York vs the state
21.4%Denial rate+1.68 pts vs state
40.6%Decision denial rate+16.56 pts vs state
31.4%Origination rate-28.24 pts vs state
7.88%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
338Loans originated
231Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 915 | 161 | 38.5% | 11.00% | #87 |
| 2024 | 1,175 | 362 | 35.8% | 8.13% | #66 |
| 2025 | 1,078 | 338 | 21.4% | 7.88% | #84 |
What Ice Lender Holdings lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 368 | 107 | 86 | 23.4% |
| Bronx County | 200 | 85 | 50 | 25.0% |
| Queens County | 103 | 26 | 19 | 18.4% |
| New York County | 50 | 10 | 11 | 22.0% |
| Nassau County | 46 | 10 | 8 | 17.4% |
| Suffolk County | 45 | 14 | 5 | 11.1% |
| Rockland County | 33 | 12 | 7 | 21.2% |
| Orange County | 30 | 11 | 5 | 16.7% |
| Westchester County | 28 | 3 | 7 | 25.0% |
| Erie County | 24 | 11 | 5 | 20.8% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,078 applications in 2025, of which 338 were originated and 231 denied.
21.4% of all applications, or 40.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Ice Lender Holdings originated in New York in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology