East West Bank in New York vs the state
15.6%Denial rate-4.13 pts vs state
18.5%Decision denial rate-5.58 pts vs state
63.4%Origination rate+3.77 pts vs state
6.75%Median rate+0.13 pts vs state
0.24Rate spread (pts)+0.03 pts vs state
$86kMedian applicant income
799Loans originated
197Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,960 | 1,626 | 6.8% | 6.75% | #37 |
| 2024 | 1,145 | 832 | 9.5% | 7.63% | #72 |
| 2025 | 1,261 | 799 | 15.6% | 6.75% | #70 |
What East West Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most East West Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 612 | 409 | 80 | 13.1% |
| Kings County | 329 | 204 | 50 | 15.2% |
| Bronx County | 131 | 69 | 36 | 27.5% |
| New York County | 97 | 57 | 17 | 17.5% |
| Richmond County | 80 | 53 | 10 | 12.5% |
| Nassau County | 9 | 5 | 3 | 33.3% |
| Westchester County | 2 | 1 | 1 | 50.0% |
| Suffolk County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,261 applications in 2025, of which 799 were originated and 197 denied.
15.6% of all applications, or 18.5% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans East West Bank originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are East West Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology