CMG Mortgage in New York vs the state
6.9%Denial rate-12.88 pts vs state
8.5%Decision denial rate-15.59 pts vs state
66.8%Origination rate+7.17 pts vs state
6.38%Median rate-0.25 pts vs state
-0.01Rate spread (pts)-0.22 pts vs state
$147kMedian applicant income
1,410Loans originated
145Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 557 | 375 | 7.0% | 6.99% | #107 |
| 2024 | 1,255 | 895 | 6.0% | 6.50% | #60 |
| 2025 | 2,112 | 1,410 | 6.9% | 6.38% | #41 |
What CMG Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 587 | 404 | 34 | 5.8% |
| Queens County | 438 | 322 | 27 | 6.2% |
| Nassau County | 261 | 177 | 20 | 7.7% |
| Kings County | 112 | 64 | 7 | 6.3% |
| Westchester County | 98 | 63 | 10 | 10.2% |
| Erie County | 83 | 50 | 7 | 8.4% |
| Bronx County | 77 | 55 | 5 | 6.5% |
| Monroe County | 74 | 55 | 3 | 4.1% |
| Richmond County | 59 | 38 | 11 | 18.6% |
| Rockland County | 44 | 31 | 2 | 4.5% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 2,112 applications in 2025, of which 1,410 were originated and 145 denied.
6.9% of all applications, or 8.5% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans CMG Mortgage originated in New York in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology