Crosscountry Mortgage in New York vs the state
5.5%Denial rate-14.24 pts vs state
7.2%Decision denial rate-16.83 pts vs state
69.7%Origination rate+10.08 pts vs state
6.75%Median rate+0.13 pts vs state
0.31Rate spread (pts)+0.10 pts vs state
$156kMedian applicant income
5,429Loans originated
429Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,615 | 3,742 | 3.8% | 6.75% | #15 |
| 2024 | 6,666 | 4,716 | 3.7% | 6.88% | #12 |
| 2025 | 7,792 | 5,429 | 5.5% | 6.75% | #11 |
What Crosscountry Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 959 | 694 | 55 | 5.7% |
| Erie County | 865 | 648 | 22 | 2.5% |
| Westchester County | 786 | 577 | 36 | 4.6% |
| Nassau County | 609 | 405 | 27 | 4.4% |
| Kings County | 588 | 354 | 48 | 8.2% |
| New York County | 449 | 292 | 25 | 5.6% |
| Orange County | 424 | 308 | 16 | 3.8% |
| Queens County | 409 | 250 | 32 | 7.8% |
| Rockland County | 385 | 303 | 18 | 4.7% |
| Bronx County | 270 | 156 | 40 | 14.8% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 7,792 applications in 2025, of which 5,429 were originated and 429 denied.
5.5% of all applications, or 7.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Crosscountry Mortgage originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology