Largest lenders in New Madrid County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Flat Branch Mortgage | A | 29 | 25 | 0.0% | 6.50% |
| 2 | Rocket Mortgage | C | 27 | 18 | 25.9% | 7.06% |
| 3 | Flanagan State Bank | D | 25 | 14 | 24.0% | 6.81% |
| 4 | Regions Bank | C | 22 | 14 | 22.7% | 4.99% |
| 5 | DAS Acquisition Company | B | 22 | 17 | 4.6% | 6.75% |
| 6 | First State Community Bank | C | 22 | 9 | 22.7% | 7.50% |
| 7 | Pennymac Loan Services | C | 15 | 4 | 26.7% | 6.50% |
| 8 | Mortgage Research Center | C | 12 | 6 | 16.7% | 6.87% |
| 9 | Guild Mortgage | A | 12 | 9 | 0.0% | 6.75% |
| 10 | Southern Bank | A | 11 | 9 | 9.1% | 7.50% |
| 11 | First Midwest Bank of Dexter | A | 11 | 5 | 18.2% | — |
| 12 | Focus Bank | C | 11 | 9 | 9.1% | — |
| 13 | U.S. Bank | D | 9 | 4 | 33.3% | 6.88% |
| 14 | Montgomery Bank | B | 8 | 6 | 25.0% | 8.00% |
| 15 | 21st Mortgage | F | 7 | 1 | 42.9% | 10.01% |
| 16 | Broker Solutions | D | 7 | 3 | 14.3% | 7.25% |
| 17 | Triad Financial Services | D | 7 | 0 | 28.6% | — |
| 18 | Century Credit Union | A | 7 | 5 | 14.3% | — |
| 19 | Loandepot.Com | D | 6 | 0 | 33.3% | — |
| 20 | AmeriSave Mortgage | D | 5 | 0 | 100.0% | — |
| 21 | New Day Financial | F | 5 | 1 | 20.0% | 7.49% |
| 22 | Carrington Mortgage Services | D | 5 | 1 | 40.0% | 8.50% |
| 23 | United Shore Financial Services | B | 5 | 5 | 0.0% | 6.13% |
| 24 | Synergy One Lending | C | 5 | 4 | 0.0% | 6.69% |
What New Madrid County borrowers applied for
By loan purpose
By loan type
Why applications were denied
New Madrid County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 277 | 149 | 28.5% | 6.88% | $95,000 |
| 2024 | 307 | 172 | 21.5% | 6.99% | $95,000 |
| 2025 | 388 | 211 | 19.3% | 6.75% | $105,000 |
Frequently asked questions
19.3% of applications in New Madrid County were denied in 2025, against 15.1% statewide in Missouri.
Flat Branch Mortgage, with 29 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in New Madrid County in 2025 was for $105,000; the median property value on originated loans was $175,000.