First Midwest Bank of Dexter · Missouri · 2025

First Midwest Bank of Dexter in Missouri: approval rate, denial rate and rates (2025)

First Midwest Bank of Dexter took 233 mortgage applications in Missouri in 2025, ranking #165 of 1,023 lenders active in the state. It originated 89.3% of them and denied 2.2% (2.4% of the applications it decided), against a statewide denial rate of 15.1%.

233Applicationsin MO
2.4%Decision denial ratestate 18.7%
Median ratestate 6.63%
$165,000Median loanstate $175,000
$51MVolume22 counties

First Midwest Bank of Dexter in Missouri vs the state

2.2%Denial rate-12.92 pts vs state
2.4%Decision denial rate-16.35 pts vs state
89.3%Origination rate+26.61 pts vs state
Median rate
Rate spread (pts)
$84kMedian applicant income
208Loans originated
5Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231651464.9%#180
20241901643.7%#174
20252332082.2%#165

What First Midwest Bank of Dexter lends in Missouri

By loan purpose

Home purchase 163 70% · 1.8% denied
Refinance 21 9% · 0.0% denied
Cash-out refinance 37 16% · 5.4% denied
Home improvement 9 4% · 0.0% denied
Other / HELOC 3 1% · 0.0% denied

By loan type

Conventional 200 86% · 2.0% denied
FHA 1 0% · 0.0% denied
VA 1 0% · 0.0% denied
USDA / RHS 31 13% · 3.2% denied

Where in Missouri

Counties with the most First Midwest Bank of Dexter applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Stoddard County 58541 1.7%
Cape Girardeau County 54511 1.9%
Scott County 40321 2.5%
Greene County 32320 0.0%
New Madrid County 1152 18.2%
Polk County 770 0.0%
Mississippi County 740 0.0%
Christian County 660 0.0%
Bollinger County 330 0.0%
Cass County 220 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 233 applications in 2025, of which 208 were originated and 5 denied.

2.2% of all applications, or 2.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First Midwest Bank of Dexter's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology