Attala County, Mississippi · 2025

Mortgage lenders in Attala County, MS: denial rates and top lenders (2025)

74 lenders acted on 517 mortgage applications for properties in Attala County in 2025. 26.3% were denied (Mississippi: 22.9%). Median rate on closed loans 7.13%; median loan $85,000; median property value $155,000.

517Applications
26.3%Denial ratestate 22.9%
7.13%Median ratestate 6.75%
$85,000Median loan
$155,000Median property value

Largest lenders in Attala County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 7213 45.8%11.08%
2 Renasant Bank B 4235 11.9%7.38%
3 Triad Financial Services D 3510 28.6%9.30%
4 The Citizens National Bank of Meridian C 3323 24.2%7.70%
5 Community Bank of Mississippi C 3323 9.1%6.04%
6 Unnamed lender 529900YKD9FOL6BFSG98 C 3129 3.2%
7 The Citizens Bank of Philadelphia, Mississippi C 2721 3.7%
8 Regions Bank C 246 62.5%4.99%
9 First Community Mortgage A 1812 16.7%6.50%
10 Vanderbilt Mortgage and Finance F 163 18.8%10.99%
11 Rocket Mortgage C 158 40.0%6.25%
12 FirstBank C 112 54.6%9.92%
13 Cadence Bank B 96 11.1%7.50%
14 BankPlus B 98 0.0%6.44%
15 Broker Solutions D 81 0.0%7.25%
16 Mortgage Research Center C 82 25.0%6.63%
17 American Mortgage Bank C 87 0.0%5.75%
18 Trustmark National Bank C 87 12.5%6.49%
19 United Shore Financial Services B 72 28.6%6.50%
20 New Day Financial F 61 16.7%6.49%
21 Freedom Mortgage B 64 16.7%6.38%
22 Loandepot.Com D 53 20.0%6.75%

What Attala County borrowers applied for

By loan purpose

Home purchase 292 56% · 21.9% denied
Refinance 85 16% · 16.5% denied
Cash-out refinance 51 10% · 33.3% denied
Home improvement 36 7% · 47.2% denied
Other / HELOC 53 10% · 45.3% denied

By loan type

Conventional 390 75% · 28.7% denied
FHA 79 15% · 22.8% denied
VA 32 6% · 12.5% denied
USDA / RHS 16 3% · 12.5% denied

Why applications were denied

Credit history 67 50%
Debt-to-income ratio 23 17%
Collateral 15 11%
Incomplete application 10 8%
Other 10 8%
Insufficient cash 4 3%
Unverifiable information 3 2%
Employment history 1 1%

Attala County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202345621630.0%7.25%$85,000
202444819926.8%7.13%$95,000
202551725526.3%7.13%$85,000

Frequently asked questions

26.3% of applications in Attala County were denied in 2025, against 22.9% statewide in Mississippi.

21st Mortgage, with 72 applications in 2025 and a denial rate of 45.8%.

The median mortgage application in Attala County in 2025 was for $85,000; the median property value on originated loans was $155,000.