Largest lenders in Brown County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Fifth Third Bank | D | 77 | 42 | 29.9% | 8.25% |
| 2 | Centra Credit Union | A | 69 | 57 | 5.8% | 5.24% |
| 3 | Rocket Mortgage | C | 45 | 29 | 26.7% | 6.63% |
| 4 | First Financial Bank | D | 41 | 27 | 17.1% | 5.99% |
| 5 | First Merchants Bank | C | 39 | 15 | 35.9% | 7.25% |
| 6 | PNC Bank | D | 34 | 13 | 52.9% | 6.75% |
| 7 | Indiana Members Credit Union | B | 26 | 17 | 11.5% | 6.13% |
| 8 | Indiana University Credit Union | C | 25 | 14 | 20.0% | 6.76% |
| 9 | United Shore Financial Services | B | 23 | 16 | 4.4% | 6.13% |
| 10 | Gvc Mortgage | B | 23 | 14 | 8.7% | 6.56% |
| 11 | Fairway Independent Mortgage | B | 20 | 11 | 10.0% | 7.13% |
| 12 | The Peoples State Bank | B | 20 | 14 | 25.0% | — |
| 13 | Newrez | D | 18 | 7 | 0.0% | 6.25% |
| 14 | Ruoff Mortgage Company | A | 17 | 14 | 5.9% | 6.56% |
| 15 | Crosscountry Mortgage | B | 16 | 12 | 0.0% | 6.50% |
| 16 | Old National Bank | B | 16 | 10 | 25.0% | 6.18% |
| 17 | Mortgage Research Center | C | 13 | 7 | 15.4% | 6.25% |
| 18 | Farm Credit Mid-America | D | 12 | 9 | 0.0% | 7.25% |
| 19 | The Huntington National Bank | D | 12 | 4 | 33.3% | 7.05% |
| 20 | Bank of America | F | 11 | 2 | 54.6% | 5.93% |
| 21 | Loandepot.Com | D | 11 | 4 | 27.3% | 6.81% |
| 22 | JPMorgan Chase Bank | B | 10 | 8 | 0.0% | 6.18% |
| 23 | New Day Financial | F | 10 | 3 | 20.0% | 6.74% |
| 24 | German American Bank | A | 10 | 8 | 10.0% | 6.50% |
| 25 | Pennymac Loan Services | C | 9 | 4 | 0.0% | 5.94% |
Best approval odds in Brown County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Centra Credit Union | 62 | 6.5% |
| 2 | Fifth Third Bank | 67 | 34.3% |
What Brown County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Brown County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 805 | 492 | 18.0% | 6.99% | $185,000 |
| 2024 | 795 | 496 | 15.9% | 6.99% | $205,000 |
| 2025 | 931 | 539 | 19.0% | 6.63% | $195,000 |
Frequently asked questions
19.0% of applications in Brown County were denied in 2025, against 16.6% statewide in Indiana.
Fifth Third Bank, with 77 applications in 2025 and a denial rate of 29.9%.
The median mortgage application in Brown County in 2025 was for $195,000; the median property value on originated loans was $380,000.