Wisconsin Mortgage in Wisconsin vs the state
5.2%Denial rate-8.83 pts vs state
6.3%Decision denial rate-10.11 pts vs state
77.7%Origination rate+9.54 pts vs state
6.50%Median rate-0.13 pts vs state
0.07Rate spread (pts)-0.05 pts vs state
$105kMedian applicant income
390Loans originated
26Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 464 | 356 | 6.7% | 6.63% | #81 |
| 2024 | 552 | 403 | 9.6% | 6.63% | #74 |
| 2025 | 502 | 390 | 5.2% | 6.50% | #86 |
What Wisconsin Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Wisconsin Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 172 | 132 | 7 | 4.1% |
| Waukesha County | 104 | 86 | 0 | 0.0% |
| Racine County | 49 | 38 | 5 | 10.2% |
| Washington County | 33 | 30 | 1 | 3.0% |
| Walworth County | 26 | 17 | 4 | 15.4% |
| Rock County | 18 | 12 | 2 | 11.1% |
| Kenosha County | 16 | 14 | 0 | 0.0% |
| Ozaukee County | 14 | 8 | 2 | 14.3% |
| Jefferson County | 13 | 11 | 1 | 7.7% |
| Dodge County | 13 | 12 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 502 applications in 2025, of which 390 were originated and 26 denied.
5.2% of all applications, or 6.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Wisconsin Mortgage originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Wisconsin Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology