Wings Financial Credit Union in Wisconsin vs the state
9.9%Denial rate-4.08 pts vs state
10.4%Decision denial rate-5.98 pts vs state
78.3%Origination rate+10.16 pts vs state
6.63%Median rate0.00 pts vs state
-0.02Rate spread (pts)-0.14 pts vs state
$166kMedian applicant income
213Loans originated
27Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 180 | 4.9% | 6.98% | #121 |
| 2024 | 271 | 204 | 7.8% | 6.88% | #113 |
| 2025 | 272 | 213 | 9.9% | 6.63% | #127 |
What Wings Financial Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 85 | 74 | 1 | 1.2% |
| St. Croix County | 30 | 19 | 8 | 26.7% |
| Outagamie County | 17 | 16 | 1 | 5.9% |
| Polk County | 15 | 8 | 1 | 6.7% |
| Pierce County | 14 | 10 | 4 | 28.6% |
| Burnett County | 10 | 5 | 3 | 30.0% |
| Columbia County | 7 | 7 | 0 | 0.0% |
| Waukesha County | 7 | 6 | 0 | 0.0% |
| Brown County | 6 | 4 | 1 | 16.7% |
| Fond du Lac County | 6 | 4 | 1 | 16.7% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 272 applications in 2025, of which 213 were originated and 27 denied.
9.9% of all applications, or 10.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Wings Financial Credit Union originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology