Village Capital & Investment in Wyoming vs the state
18.9%Denial rate+3.36 pts vs state
25.0%Decision denial rate+5.41 pts vs state
27.0%Origination rate-33.98 pts vs state
5.75%Median rate-0.75 pts vs state
—Rate spread (pts)
$73kMedian applicant income
20Loans originated
14Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 5 | 9.4% | 6.25% | #81 |
| 2024 | 73 | 26 | 12.3% | 5.75% | #59 |
| 2025 | 74 | 20 | 18.9% | 5.75% | #65 |
What Village Capital & Investment lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 13 | 2 | 2 | 15.4% |
| Campbell County | 12 | 2 | 4 | 33.3% |
| Natrona County | 10 | 4 | 0 | 0.0% |
| Fremont County | 7 | 0 | 1 | 14.3% |
| Park County | 7 | 2 | 2 | 28.6% |
| Sheridan County | 4 | 1 | 0 | 0.0% |
| Sweetwater County | 4 | 3 | 1 | 25.0% |
| Uinta County | 3 | 3 | 0 | 0.0% |
| Crook County | 3 | 0 | 1 | 33.3% |
| Lincoln County | 3 | 1 | 2 | 66.7% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 74 applications in 2025, of which 20 were originated and 14 denied.
18.9% of all applications, or 25.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Village Capital & Investment originated in Wyoming in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology