Velocity Commercial Capital in Louisiana vs the state
0.5%Denial rate-21.65 pts vs state
0.8%Decision denial rate-27.34 pts vs state
62.3%Origination rate+10.33 pts vs state
10.37%Median rate+3.74 pts vs state
—Rate spread (pts)
—Median applicant income
119Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 49 | 0.0% | 11.24% | #169 |
| 2024 | 118 | 68 | 4.2% | 10.99% | #147 |
| 2025 | 191 | 119 | 0.5% | 10.37% | #124 |
What Velocity Commercial Capital lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 79 | 47 | 1 | 1.3% |
| East Baton Rouge Parish | 41 | 30 | 0 | 0.0% |
| Jefferson Parish | 16 | 7 | 0 | 0.0% |
| St. Tammany Parish | 11 | 8 | 0 | 0.0% |
| Caddo Parish | 9 | 6 | 0 | 0.0% |
| St. Bernard Parish | 6 | 4 | 0 | 0.0% |
| Iberville Parish | 3 | 2 | 0 | 0.0% |
| Tangipahoa Parish | 3 | 1 | 0 | 0.0% |
| Lafayette Parish | 3 | 3 | 0 | 0.0% |
| Calcasieu Parish | 3 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 191 applications in 2025, of which 119 were originated and 1 denied.
0.5% of all applications, or 0.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Velocity Commercial Capital originated in Louisiana in 2025 was 10.37%, against a statewide median of 6.63%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology