USAA Federal Savings Bank in Nevada vs the state
20.4%Denial rate+2.97 pts vs state
29.2%Decision denial rate+6.99 pts vs state
47.1%Origination rate-10.65 pts vs state
6.25%Median rate-0.38 pts vs state
-0.19Rate spread (pts)-0.48 pts vs state
$135kMedian applicant income
136Loans originated
59Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 135 | 18.3% | 6.13% | #73 |
| 2024 | 296 | 147 | 23.3% | 6.38% | #71 |
| 2025 | 289 | 136 | 20.4% | 6.25% | #78 |
What USAA Federal Savings Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 185 | 91 | 35 | 18.9% |
| Washoe County | 58 | 26 | 12 | 20.7% |
| Nye County | 12 | 5 | 4 | 33.3% |
| Douglas County | 10 | 3 | 3 | 30.0% |
| Lyon County | 9 | 3 | 3 | 33.3% |
| Elko County | 5 | 5 | 0 | 0.0% |
| Churchill County | 3 | 0 | 1 | 33.3% |
| Carson City | 3 | 2 | 0 | 0.0% |
| White Pine County | 1 | 0 | 1 | 100.0% |
| Humboldt County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 289 applications in 2025, of which 136 were originated and 59 denied.
20.4% of all applications, or 29.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans USAA Federal Savings Bank originated in Nevada in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology