Tri City National Bank · Wisconsin · 2025

Tri City National Bank in Wisconsin: approval rate, denial rate and rates (2025)

Tri City National Bank took 759 mortgage applications in Wisconsin in 2025, ranking #67 of 938 lenders active in the state. It originated 67.6% of them and denied 16.2% (18.2% of the applications it decided), against a statewide denial rate of 14.0%.

759Applicationsin WI
18.2%Decision denial ratestate 16.4%
5.99%Median ratestate 6.63%
$105,000Median loanstate $165,000
$103MVolume22 counties

Tri City National Bank in Wisconsin vs the state

16.2%Denial rate+2.20 pts vs state
18.2%Decision denial rate+1.81 pts vs state
67.6%Origination rate-0.56 pts vs state
5.99%Median rate-0.63 pts vs state
-1.29Rate spread (pts)-1.41 pts vs state
$86kMedian applicant income
513Loans originated
123Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202379151216.4%5.75%#50
202480353914.8%6.25%#55
202575951316.2%5.99%#67

What Tri City National Bank lends in Wisconsin

By loan purpose

Home purchase 205 27% · 9.3% denied
Refinance 189 25% · 13.8% denied
Cash-out refinance 33 4% · 24.2% denied
Home improvement 197 26% · 13.7% denied
Other / HELOC 135 18% · 31.9% denied

By loan type

Conventional 759 100% · 16.2% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 73 59%
Credit history 24 20%
Incomplete application 8 7%
Collateral 8 7%
Employment history 5 4%
Insufficient cash 3 2%
Other 2 2%

Where in Wisconsin

Counties with the most Tri City National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 37126456 15.1%
Racine County 1478929 19.7%
Waukesha County 1469921 14.4%
Washington County 28224 14.3%
Kenosha County 24117 29.2%
Ozaukee County 1481 7.1%
Dodge County 650 0.0%
Walworth County 311 33.3%
Jefferson County 320 0.0%
Adams County 321 33.3%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 759 applications in 2025, of which 513 were originated and 123 denied.

16.2% of all applications, or 18.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Tri City National Bank originated in Wisconsin in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Tri City National Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology