Think Mutual Bank in Wisconsin vs the state
12.5%Denial rate-1.51 pts vs state
14.7%Decision denial rate-1.65 pts vs state
72.5%Origination rate+4.35 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)+0.06 pts vs state
$116kMedian applicant income
29Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 24 | 8.3% | 6.56% | #334 |
| 2024 | 35 | 24 | 20.0% | 6.83% | #359 |
| 2025 | 40 | 29 | 12.5% | 6.50% | #358 |
What Think Mutual Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Think Mutual Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Crosse County | 4 | 4 | 0 | 0.0% |
| Milwaukee County | 4 | 0 | 3 | 75.0% |
| Burnett County | 3 | 2 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Waukesha County | 2 | 2 | 0 | 0.0% |
| Chippewa County | 2 | 2 | 0 | 0.0% |
| Kenosha County | 2 | 2 | 0 | 0.0% |
| Waushara County | 2 | 1 | 1 | 50.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 40 applications in 2025, of which 29 were originated and 5 denied.
12.5% of all applications, or 14.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Think Mutual Bank originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Think Mutual Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology