The Port Washington State Bank in Wisconsin vs the state
4.0%Denial rate-10.01 pts vs state
4.4%Decision denial rate-11.98 pts vs state
79.7%Origination rate+11.54 pts vs state
—Median rate
—Rate spread (pts)
$119kMedian applicant income
259Loans originated
13Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 561 | 436 | 11.4% | 6.75% | #72 |
| 2024 | 312 | 237 | 8.3% | — | #105 |
| 2025 | 325 | 259 | 4.0% | — | #109 |
What The Port Washington State Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most The Port Washington State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ozaukee County | 176 | 142 | 8 | 4.5% |
| Milwaukee County | 46 | 36 | 1 | 2.2% |
| Washington County | 33 | 27 | 0 | 0.0% |
| Sheboygan County | 33 | 22 | 3 | 9.1% |
| Waukesha County | 9 | 8 | 0 | 0.0% |
| Fond du Lac County | 3 | 3 | 0 | 0.0% |
| Manitowoc County | 2 | 2 | 0 | 0.0% |
| Forest County | 2 | 2 | 0 | 0.0% |
| Waupaca County | 2 | 2 | 0 | 0.0% |
| Juneau County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 325 applications in 2025, of which 259 were originated and 13 denied.
4.0% of all applications, or 4.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Port Washington State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology