The Federal Savings Bank in Wisconsin vs the state
7.2%Denial rate-6.84 pts vs state
13.9%Decision denial rate-2.50 pts vs state
44.6%Origination rate-23.60 pts vs state
6.50%Median rate-0.13 pts vs state
0.43Rate spread (pts)+0.31 pts vs state
$90kMedian applicant income
143Loans originated
23Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 57 | 12.0% | 6.63% | #124 |
| 2024 | 204 | 79 | 5.9% | 6.50% | #140 |
| 2025 | 321 | 143 | 7.2% | 6.50% | #113 |
What The Federal Savings Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 43 | 24 | 2 | 4.7% |
| Racine County | 37 | 21 | 5 | 13.5% |
| Dane County | 15 | 5 | 1 | 6.7% |
| Kenosha County | 14 | 9 | 0 | 0.0% |
| Brown County | 14 | 7 | 2 | 14.3% |
| Waukesha County | 13 | 6 | 0 | 0.0% |
| St. Croix County | 12 | 2 | 1 | 8.3% |
| Washington County | 12 | 3 | 0 | 0.0% |
| Rock County | 12 | 7 | 1 | 8.3% |
| Walworth County | 10 | 6 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 321 applications in 2025, of which 143 were originated and 23 denied.
7.2% of all applications, or 13.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans The Federal Savings Bank originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology