The Federal Savings Bank in Nevada vs the state
10.0%Denial rate-7.45 pts vs state
22.9%Decision denial rate+0.66 pts vs state
32.6%Origination rate-25.14 pts vs state
6.25%Median rate-0.38 pts vs state
0.18Rate spread (pts)-0.11 pts vs state
$96kMedian applicant income
114Loans originated
35Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 390 | 120 | 12.1% | 6.50% | #62 |
| 2024 | 301 | 105 | 9.3% | 6.25% | #69 |
| 2025 | 350 | 114 | 10.0% | 6.25% | #67 |
What The Federal Savings Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 261 | 85 | 24 | 9.2% |
| Washoe County | 35 | 12 | 4 | 11.4% |
| Churchill County | 14 | 7 | 0 | 0.0% |
| Lyon County | 13 | 2 | 3 | 23.1% |
| Nye County | 11 | 2 | 3 | 27.3% |
| Carson City | 4 | 1 | 0 | 0.0% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Lander County | 2 | 1 | 0 | 0.0% |
| White Pine County | 2 | 1 | 0 | 0.0% |
| Elko County | 2 | 1 | 1 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 350 applications in 2025, of which 114 were originated and 35 denied.
10.0% of all applications, or 22.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans The Federal Savings Bank originated in Nevada in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology