The Equitable Bank, S.S.B. in Wisconsin vs the state
6.8%Denial rate-7.25 pts vs state
7.6%Decision denial rate-8.72 pts vs state
73.5%Origination rate+5.38 pts vs state
6.38%Median rate-0.25 pts vs state
-0.09Rate spread (pts)-0.21 pts vs state
$140kMedian applicant income
250Loans originated
23Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 284 | 224 | 8.8% | 6.50% | #106 |
| 2024 | 304 | 248 | 4.9% | 6.50% | #106 |
| 2025 | 340 | 250 | 6.8% | 6.38% | #105 |
What The Equitable Bank, S.S.B. lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most The Equitable Bank, S.S.B. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 119 | 86 | 12 | 10.1% |
| Waukesha County | 113 | 86 | 3 | 2.7% |
| Ozaukee County | 29 | 21 | 3 | 10.3% |
| Washington County | 24 | 21 | 0 | 0.0% |
| Racine County | 18 | 11 | 2 | 11.1% |
| Kenosha County | 9 | 6 | 1 | 11.1% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Dodge County | 3 | 2 | 0 | 0.0% |
| Walworth County | 3 | 1 | 1 | 33.3% |
| Sheboygan County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 340 applications in 2025, of which 250 were originated and 23 denied.
6.8% of all applications, or 7.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans The Equitable Bank, S.S.B. originated in Wisconsin in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are The Equitable Bank, S.S.B.'s own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology