Texana Bank in Louisiana vs the state
2.4%Denial rate-19.73 pts vs state
6.3%Decision denial rate-21.90 pts vs state
24.4%Origination rate-27.58 pts vs state
6.19%Median rate-0.44 pts vs state
-0.26Rate spread (pts)-0.62 pts vs state
$86kMedian applicant income
10Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 0 | 39.3% | — | #294 |
| 2024 | 24 | 6 | 16.7% | 6.88% | #298 |
| 2025 | 41 | 10 | 2.4% | 6.19% | #270 |
What Texana Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 7 | 3 | 0 | 0.0% |
| St. Tammany Parish | 5 | 0 | 1 | 20.0% |
| Calcasieu Parish | 4 | 0 | 0 | 0.0% |
| East Baton Rouge Parish | 4 | 0 | 0 | 0.0% |
| Lafayette Parish | 3 | 2 | 0 | 0.0% |
| Lafourche Parish | 3 | 1 | 0 | 0.0% |
| Caddo Parish | 2 | 0 | 0 | 0.0% |
| Beauregard Parish | 2 | 0 | 0 | 0.0% |
| Jefferson Davis Parish | 1 | 0 | 0 | 0.0% |
| Vernon Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 41 applications in 2025, of which 10 were originated and 1 denied.
2.4% of all applications, or 6.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Texana Bank originated in Louisiana in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology