Swbc Mortgage · Louisiana · 2025

Swbc Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Swbc Mortgage took 43 mortgage applications in Louisiana in 2025, ranking #265 of 721 lenders active in the state. It originated 72.1% of them and denied 7.0% (8.6% of the applications it decided), against a statewide denial rate of 22.2%.

43Applicationsin LA
8.6%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$235,000Median loanstate $165,000
$8.3MVolume13 counties

Swbc Mortgage in Louisiana vs the state

7.0%Denial rate-15.19 pts vs state
8.6%Decision denial rate-19.58 pts vs state
72.1%Origination rate+20.12 pts vs state
6.63%Median rate0.00 pts vs state
0.35Rate spread (pts)-0.01 pts vs state
$112kMedian applicant income
31Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202325178.0%7.38%#313
202425190.0%7.00%#296
202543317.0%6.63%#265

What Swbc Mortgage lends in Louisiana

By loan purpose

Home purchase 36 84% · 5.6% denied
Refinance 3 7% · 0.0% denied
Cash-out refinance 3 7% · 33.3% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 25 58% · 4.0% denied
FHA 13 30% · 15.4% denied
VA 5 12% · 0.0% denied

Why it denied Louisiana applicants

Collateral 2 67%
Other 1 33%

Where in Louisiana

Counties with the most Swbc Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 17130 0.0%
Tangipahoa Parish 430 0.0%
Caddo Parish 411 25.0%
Bossier Parish 321 33.3%
Iberville Parish 330 0.0%
West Baton Rouge Parish 220 0.0%
St. Tammany Parish 210 0.0%
Ascension Parish 220 0.0%
Jefferson Parish 211 50.0%
Orleans Parish 100 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 43 applications in 2025, of which 31 were originated and 3 denied.

7.0% of all applications, or 8.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Swbc Mortgage originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology