Stifel Bank and Trust · Wisconsin · 2025

Stifel Bank and Trust in Wisconsin: approval rate, denial rate and rates (2025)

Stifel Bank and Trust took 51 mortgage applications in Wisconsin in 2025, ranking #331 of 938 lenders active in the state. It originated 86.3% of them and denied 2.0% (2.2% of the applications it decided), against a statewide denial rate of 14.0%.

51Applicationsin WI
2.2%Decision denial ratestate 16.4%
6.06%Median ratestate 6.63%
$335,000Median loanstate $165,000
$20MVolume23 counties

Stifel Bank and Trust in Wisconsin vs the state

2.0%Denial rate-12.05 pts vs state
2.2%Decision denial rate-14.14 pts vs state
86.3%Origination rate+18.12 pts vs state
6.06%Median rate-0.56 pts vs state
-0.01Rate spread (pts)-0.13 pts vs state
$203kMedian applicant income
44Loans originated
1Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202331290.0%6.13%#352
202428263.6%6.25%#381
202551442.0%6.06%#331

What Stifel Bank and Trust lends in Wisconsin

By loan purpose

Home purchase 31 61% · 0.0% denied
Refinance 6 12% · 0.0% denied
Cash-out refinance 2 4% · 0.0% denied
Other / HELOC 12 24% · 8.3% denied

By loan type

Conventional 48 94% · 2.1% denied
FHA 1 2% · 0.0% denied
VA 2 4% · 0.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 1 100%

Where in Wisconsin

Counties with the most Stifel Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Waukesha County 540 0.0%
Kenosha County 550 0.0%
Ozaukee County 440 0.0%
Washington County 440 0.0%
Dane County 421 25.0%
Marathon County 330 0.0%
La Crosse County 320 0.0%
Brown County 330 0.0%
Milwaukee County 330 0.0%
Winnebago County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 51 applications in 2025, of which 44 were originated and 1 denied.

2.0% of all applications, or 2.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Stifel Bank and Trust originated in Wisconsin in 2025 was 6.06%, against a statewide median of 6.63%.

About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology