STANFORD Federal Credit Union in Washington vs the state
9.7%Denial rate-5.97 pts vs state
11.5%Decision denial rate-8.00 pts vs state
67.7%Origination rate+6.68 pts vs state
6.38%Median rate-0.25 pts vs state
0.02Rate spread (pts)-0.17 pts vs state
$251kMedian applicant income
21Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 10 | 5.9% | 6.81% | #399 |
| 2024 | 19 | 12 | 5.3% | 6.44% | #385 |
| 2025 | 31 | 21 | 9.7% | 6.38% | #347 |
What STANFORD Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most STANFORD Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 16 | 10 | 2 | 12.5% |
| Snohomish County | 5 | 2 | 1 | 20.0% |
| Kitsap County | 2 | 2 | 0 | 0.0% |
| Spokane County | 2 | 1 | 0 | 0.0% |
| Lewis County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Clallam County | 1 | 1 | 0 | 0.0% |
| Island County | 1 | 1 | 0 | 0.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 31 applications in 2025, of which 21 were originated and 3 denied.
9.7% of all applications, or 11.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans STANFORD Federal Credit Union originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are STANFORD Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology