Sierra Pacific Mortgage Company in Wisconsin vs the state
3.8%Denial rate-10.24 pts vs state
4.0%Decision denial rate-12.36 pts vs state
88.7%Origination rate+20.53 pts vs state
6.75%Median rate+0.13 pts vs state
0.27Rate spread (pts)+0.15 pts vs state
$114kMedian applicant income
47Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 20 | 12.5% | 6.81% | #381 |
| 2024 | 81 | 65 | 2.5% | 6.63% | #264 |
| 2025 | 53 | 47 | 3.8% | 6.75% | #327 |
What Sierra Pacific Mortgage Company lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 12 | 12 | 0 | 0.0% |
| Outagamie County | 10 | 8 | 1 | 10.0% |
| Racine County | 4 | 3 | 0 | 0.0% |
| Winnebago County | 4 | 3 | 1 | 25.0% |
| Milwaukee County | 3 | 3 | 0 | 0.0% |
| Green County | 2 | 2 | 0 | 0.0% |
| St. Croix County | 2 | 1 | 0 | 0.0% |
| Juneau County | 1 | 1 | 0 | 0.0% |
| Ozaukee County | 1 | 0 | 0 | 0.0% |
| Iowa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 53 applications in 2025, of which 47 were originated and 2 denied.
3.8% of all applications, or 4.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Sierra Pacific Mortgage Company originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology