Shoreline Credit Union in Wisconsin vs the state
9.1%Denial rate-4.87 pts vs state
10.7%Decision denial rate-5.71 pts vs state
75.1%Origination rate+6.98 pts vs state
6.68%Median rate+0.06 pts vs state
0.58Rate spread (pts)+0.46 pts vs state
$90kMedian applicant income
148Loans originated
18Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 115 | 9.1% | 6.75% | #171 |
| 2024 | 160 | 112 | 12.5% | 7.13% | #159 |
| 2025 | 197 | 148 | 9.1% | 6.68% | #161 |
What Shoreline Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Shoreline Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manitowoc County | 146 | 115 | 12 | 8.2% |
| Brown County | 26 | 20 | 4 | 15.4% |
| Sheboygan County | 5 | 4 | 0 | 0.0% |
| Calumet County | 4 | 1 | 0 | 0.0% |
| Kewaunee County | 4 | 1 | 2 | 50.0% |
| Milwaukee County | 3 | 2 | 0 | 0.0% |
| Marinette County | 2 | 2 | 0 | 0.0% |
| Door County | 1 | 0 | 0 | 0.0% |
| Sawyer County | 1 | 1 | 0 | 0.0% |
| Outagamie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 197 applications in 2025, of which 148 were originated and 18 denied.
9.1% of all applications, or 10.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Shoreline Credit Union originated in Wisconsin in 2025 was 6.68%, against a statewide median of 6.63%.
About this data. Figures are Shoreline Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology