Sente Mortgage in Louisiana vs the state
4.2%Denial rate-18.00 pts vs state
12.5%Decision denial rate-15.65 pts vs state
29.2%Origination rate-22.80 pts vs state
7.00%Median rate+0.38 pts vs state
0.46Rate spread (pts)+0.10 pts vs state
$141kMedian applicant income
7Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 10 | 0.0% | 6.69% | #261 |
| 2024 | 14 | 12 | 0.0% | 6.99% | #342 |
| 2025 | 24 | 7 | 4.2% | 7.00% | #304 |
What Sente Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Sente Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 7 | 3 | 1 | 14.3% |
| St. Tammany Parish | 3 | 0 | 0 | 0.0% |
| Bossier Parish | 3 | 1 | 0 | 0.0% |
| Terrebonne Parish | 2 | 1 | 0 | 0.0% |
| Washington Parish | 1 | 0 | 0 | 0.0% |
| Orleans Parish | 1 | 1 | 0 | 0.0% |
| De Soto Parish | 1 | 1 | 0 | 0.0% |
| Ouachita Parish | 1 | 0 | 0 | 0.0% |
| St. Landry Parish | 1 | 0 | 0 | 0.0% |
| Richland Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 24 applications in 2025, of which 7 were originated and 1 denied.
4.2% of all applications, or 12.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Sente Mortgage originated in Louisiana in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Sente Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology