Schumacher Mortgage in Ohio vs the state
1.8%Denial rate-15.86 pts vs state
2.1%Decision denial rate-19.75 pts vs state
83.1%Origination rate+23.21 pts vs state
5.38%Median rate-1.50 pts vs state
-0.84Rate spread (pts)-1.22 pts vs state
$165kMedian applicant income
182Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 213 | 174 | 1.9% | 4.88% | #212 |
| 2024 | 206 | 174 | 1.5% | 5.88% | #213 |
| 2025 | 219 | 182 | 1.8% | 5.38% | #223 |
What Schumacher Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Schumacher Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 10 | 7 | 0 | 0.0% |
| Delaware County | 10 | 9 | 0 | 0.0% |
| Fairfield County | 10 | 8 | 1 | 10.0% |
| Summit County | 9 | 7 | 0 | 0.0% |
| Stark County | 8 | 7 | 0 | 0.0% |
| Hancock County | 8 | 8 | 0 | 0.0% |
| Putnam County | 7 | 7 | 0 | 0.0% |
| Richland County | 6 | 5 | 0 | 0.0% |
| Ottawa County | 6 | 5 | 0 | 0.0% |
| Erie County | 6 | 6 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 219 applications in 2025, of which 182 were originated and 4 denied.
1.8% of all applications, or 2.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Schumacher Mortgage originated in Ohio in 2025 was 5.38%, against a statewide median of 6.88%.
About this data. Figures are Schumacher Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology