SayGO Home Loans in Wisconsin vs the state
4.8%Denial rate-9.25 pts vs state
18.2%Decision denial rate+1.82 pts vs state
21.4%Origination rate-46.72 pts vs state
5.25%Median rate-1.38 pts vs state
0.13Rate spread (pts)+0.01 pts vs state
$80kMedian applicant income
9Loans originated
2Denied
What SayGO Home Loans lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most SayGO Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 9 | 3 | 0 | 0.0% |
| Milwaukee County | 8 | 1 | 0 | 0.0% |
| Rock County | 4 | 1 | 0 | 0.0% |
| Racine County | 3 | 0 | 1 | 33.3% |
| Dane County | 2 | 0 | 0 | 0.0% |
| Ozaukee County | 2 | 1 | 0 | 0.0% |
| Waupaca County | 2 | 0 | 1 | 50.0% |
| Barron County | 2 | 1 | 0 | 0.0% |
| Brown County | 2 | 1 | 0 | 0.0% |
| Marathon County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 42 applications in 2025, of which 9 were originated and 2 denied.
4.8% of all applications, or 18.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans SayGO Home Loans originated in Wisconsin in 2025 was 5.25%, against a statewide median of 6.63%.
About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology