Resicentral in Wisconsin vs the state
5.1%Denial rate-8.88 pts vs state
6.3%Decision denial rate-10.11 pts vs state
76.9%Origination rate+8.77 pts vs state
6.38%Median rate-0.25 pts vs state
0.14Rate spread (pts)+0.02 pts vs state
$105kMedian applicant income
30Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 0.0% | 6.87% | #459 |
| 2024 | 41 | 34 | 4.9% | 6.63% | #342 |
| 2025 | 39 | 30 | 5.1% | 6.38% | #362 |
What Resicentral lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Resicentral applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 7 | 6 | 1 | 14.3% |
| Milwaukee County | 5 | 5 | 0 | 0.0% |
| St. Croix County | 4 | 2 | 0 | 0.0% |
| La Crosse County | 3 | 3 | 0 | 0.0% |
| Waukesha County | 3 | 2 | 0 | 0.0% |
| Kenosha County | 3 | 2 | 0 | 0.0% |
| Rock County | 2 | 0 | 0 | 0.0% |
| Outagamie County | 1 | 1 | 0 | 0.0% |
| Ozaukee County | 1 | 0 | 1 | 100.0% |
| Marinette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 39 applications in 2025, of which 30 were originated and 2 denied.
5.1% of all applications, or 6.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Resicentral originated in Wisconsin in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Resicentral's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology