Reliance First Capital in Louisiana vs the state
4.8%Denial rate-17.41 pts vs state
4.8%Decision denial rate-23.39 pts vs state
95.2%Origination rate+43.27 pts vs state
6.63%Median rate0.00 pts vs state
0.67Rate spread (pts)+0.31 pts vs state
$84kMedian applicant income
20Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 90 | 59 | 6.7% | 6.75% | #185 |
| 2024 | 27 | 17 | 3.7% | 6.99% | #289 |
| 2025 | 21 | 20 | 4.8% | 6.63% | #309 |
What Reliance First Capital lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Reliance First Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 4 | 4 | 0 | 0.0% |
| St. Tammany Parish | 3 | 3 | 0 | 0.0% |
| Orleans Parish | 3 | 2 | 1 | 33.3% |
| Jefferson Parish | 2 | 2 | 0 | 0.0% |
| Ouachita Parish | 2 | 2 | 0 | 0.0% |
| Caddo Parish | 2 | 2 | 0 | 0.0% |
| St. Charles Parish | 1 | 1 | 0 | 0.0% |
| Washington Parish | 1 | 1 | 0 | 0.0% |
| St. Landry Parish | 1 | 1 | 0 | 0.0% |
| St. Bernard Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 21 applications in 2025, of which 20 were originated and 1 denied.
4.8% of all applications, or 4.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Reliance First Capital originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Reliance First Capital's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology