Regions Bank in Wisconsin vs the state
33.3%Denial rate+19.32 pts vs state
40.0%Decision denial rate+23.64 pts vs state
46.7%Origination rate-21.48 pts vs state
3.31%Median rate-3.31 pts vs state
0.46Rate spread (pts)+0.34 pts vs state
$99kMedian applicant income
14Loans originated
10Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 18 | 4.6% | 5.94% | #390 |
| 2024 | 18 | 8 | 22.2% | 5.83% | #418 |
| 2025 | 30 | 14 | 33.3% | 3.31% | #388 |
What Regions Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 4 | 2 | 2 | 50.0% |
| Milwaukee County | 4 | 2 | 2 | 50.0% |
| Eau Claire County | 3 | 1 | 0 | 0.0% |
| St. Croix County | 3 | 2 | 1 | 33.3% |
| Brown County | 2 | 0 | 1 | 50.0% |
| Marathon County | 2 | 0 | 2 | 100.0% |
| Sauk County | 2 | 1 | 0 | 0.0% |
| Price County | 1 | 1 | 0 | 0.0% |
| Rock County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 30 applications in 2025, of which 14 were originated and 10 denied.
33.3% of all applications, or 40.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Regions Bank originated in Wisconsin in 2025 was 3.31%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology