RBC Bank, (Georgia) · Washington · 2025

RBC Bank, (Georgia) in Washington: approval rate, denial rate and rates (2025)

RBC Bank, (Georgia) took 44 mortgage applications in Washington in 2025, ranking #304 of 822 lenders active in the state. It originated 65.9% of them and denied 13.6% (17.1% of the applications it decided), against a statewide denial rate of 15.7%.

44Applicationsin WA
17.1%Decision denial ratestate 19.5%
5.63%Median ratestate 6.63%
$395,000Median loanstate $335,000
$14MVolume14 counties

RBC Bank, (Georgia) in Washington vs the state

13.6%Denial rate-2.01 pts vs state
17.1%Decision denial rate-2.40 pts vs state
65.9%Origination rate+4.85 pts vs state
5.63%Median rate-1.00 pts vs state
-0.17Rate spread (pts)-0.35 pts vs state
$187kMedian applicant income
29Loans originated
6Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202360408.3%6.13%#263
2024382026.3%5.81%#310
2025442913.6%5.63%#304

What RBC Bank, (Georgia) lends in Washington

By loan purpose

Home purchase 23 52% · 8.7% denied
Refinance 3 7% · 0.0% denied
Cash-out refinance 7 16% · 14.3% denied
Home improvement 9 20% · 33.3% denied
Other / HELOC 2 5% · 0.0% denied

By loan type

Conventional 44 100% · 13.6% denied

Why it denied Washington applicants

Debt-to-income ratio 4 67%
Incomplete application 1 17%
Collateral 1 17%

Where in Washington

Counties with the most RBC Bank, (Georgia) applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Whatcom County 15121 6.7%
King County 1493 21.4%
Snohomish County 210 0.0%
Clallam County 211 50.0%
Okanogan County 210 0.0%
Grays Harbor County 100 0.0%
Mason County 100 0.0%
Grant County 110 0.0%
Benton County 110 0.0%
Kittitas County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 44 applications in 2025, of which 29 were originated and 6 denied.

13.6% of all applications, or 17.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans RBC Bank, (Georgia) originated in Washington in 2025 was 5.63%, against a statewide median of 6.63%.

About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology