Quorum Federal Credit Union · Wisconsin · 2025

Quorum Federal Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Quorum Federal Credit Union took 38 mortgage applications in Wisconsin in 2025, ranking #365 of 938 lenders active in the state. It originated 31.6% of them and denied 52.6% (55.6% of the applications it decided), against a statewide denial rate of 14.0%.

38Applicationsin WI
55.6%Decision denial ratestate 16.4%
11.31%Median ratestate 6.63%
$85,000Median loanstate $165,000
$1.7MVolume24 counties

Quorum Federal Credit Union in Wisconsin vs the state

52.6%Denial rate+38.62 pts vs state
55.6%Decision denial rate+39.20 pts vs state
31.6%Origination rate-36.57 pts vs state
11.31%Median rate+4.69 pts vs state
3.98Rate spread (pts)+3.86 pts vs state
$114kMedian applicant income
12Loans originated
20Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202314464.3%10.50%#433
2024211028.6%11.63%#406
2025381252.6%11.31%#365

What Quorum Federal Credit Union lends in Wisconsin

By loan purpose

Refinance 1 3% · 100.0% denied
Cash-out refinance 34 89% · 52.9% denied
Home improvement 3 8% · 33.3% denied

By loan type

Conventional 38 100% · 52.6% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 12 60%
Collateral 3 15%
Incomplete application 2 10%
Credit history 2 10%
Other 1 5%

Where in Wisconsin

Counties with the most Quorum Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 513 60.0%
Racine County 312 66.7%
Waukesha County 321 33.3%
Eau Claire County 303 100.0%
St. Croix County 201 50.0%
Waushara County 200 0.0%
Marathon County 220 0.0%
Kenosha County 202 100.0%
Ozaukee County 101 100.0%
Brown County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 38 applications in 2025, of which 12 were originated and 20 denied.

52.6% of all applications, or 55.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Quorum Federal Credit Union originated in Wisconsin in 2025 was 11.31%, against a statewide median of 6.63%.

About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology