PyraMax Bank · Wisconsin · 2025

PyraMax Bank in Wisconsin: approval rate, denial rate and rates (2025)

PyraMax Bank took 144 mortgage applications in Wisconsin in 2025, ranking #212 of 938 lenders active in the state. It originated 81.3% of them and denied 6.3% (7.1% of the applications it decided), against a statewide denial rate of 14.0%.

144Applicationsin WI
7.1%Decision denial ratestate 16.4%
6.50%Median ratestate 6.63%
$275,000Median loanstate $165,000
$47MVolume15 counties

PyraMax Bank in Wisconsin vs the state

6.3%Denial rate-7.76 pts vs state
7.1%Decision denial rate-9.27 pts vs state
81.3%Origination rate+13.10 pts vs state
6.50%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.10 pts vs state
$124kMedian applicant income
117Loans originated
9Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313910410.1%6.55%#176
20241221056.6%6.75%#205
20251441176.3%6.50%#212

What PyraMax Bank lends in Wisconsin

By loan purpose

Home purchase 97 67% · 3.1% denied
Refinance 33 23% · 18.2% denied
Cash-out refinance 14 10% · 0.0% denied

By loan type

Conventional 144 100% · 6.3% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 4 44%
Credit history 3 33%
Collateral 1 11%
Employment history 1 11%

Where in Wisconsin

Counties with the most PyraMax Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 70567 10.0%
Waukesha County 31290 0.0%
Ozaukee County 1390 0.0%
Washington County 850 0.0%
Racine County 540 0.0%
Kenosha County 421 25.0%
Walworth County 440 0.0%
La Crosse County 211 50.0%
Juneau County 110 0.0%
Jefferson County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 144 applications in 2025, of which 117 were originated and 9 denied.

6.3% of all applications, or 7.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans PyraMax Bank originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are PyraMax Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology