Prosperity Home Mortgage in Nevada vs the state
10.2%Denial rate-7.22 pts vs state
14.0%Decision denial rate-8.26 pts vs state
61.4%Origination rate+3.68 pts vs state
6.25%Median rate-0.38 pts vs state
0.14Rate spread (pts)-0.15 pts vs state
$99kMedian applicant income
186Loans originated
31Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 323 | 212 | 13.0% | 6.50% | #67 |
| 2024 | 268 | 179 | 10.1% | 6.63% | #80 |
| 2025 | 303 | 186 | 10.2% | 6.25% | #75 |
What Prosperity Home Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 252 | 164 | 17 | 6.7% |
| Washoe County | 19 | 7 | 5 | 26.3% |
| Lyon County | 8 | 5 | 3 | 37.5% |
| Nye County | 8 | 5 | 0 | 0.0% |
| Humboldt County | 5 | 0 | 3 | 60.0% |
| Elko County | 5 | 1 | 2 | 40.0% |
| Carson City | 2 | 2 | 0 | 0.0% |
| White Pine County | 1 | 1 | 0 | 0.0% |
| Churchill County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 303 applications in 2025, of which 186 were originated and 31 denied.
10.2% of all applications, or 14.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Prosperity Home Mortgage originated in Nevada in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology