Primelending, a Plainscapital in Pennsylvania vs the state
4.3%Denial rate-13.97 pts vs state
4.8%Decision denial rate-17.46 pts vs state
78.5%Origination rate+17.57 pts vs state
6.50%Median rate-0.13 pts vs state
0.22Rate spread (pts)-0.02 pts vs state
$80kMedian applicant income
746Loans originated
41Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,100 | 863 | 6.7% | 6.63% | #72 |
| 2024 | 888 | 707 | 5.9% | 6.63% | #92 |
| 2025 | 950 | 746 | 4.3% | 6.50% | #94 |
What Primelending, a Plainscapital lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lycoming County | 265 | 219 | 8 | 3.0% |
| Cambria County | 137 | 115 | 8 | 5.8% |
| Allegheny County | 87 | 70 | 5 | 5.7% |
| Somerset County | 80 | 66 | 1 | 1.3% |
| Clinton County | 30 | 23 | 0 | 0.0% |
| Indiana County | 26 | 18 | 2 | 7.7% |
| Philadelphia County | 24 | 18 | 2 | 8.3% |
| Columbia County | 21 | 18 | 0 | 0.0% |
| Northumberland County | 18 | 16 | 1 | 5.6% |
| Franklin County | 17 | 13 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 950 applications in 2025, of which 746 were originated and 41 denied.
4.3% of all applications, or 4.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Primelending, a Plainscapital originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology