Premia Mortgage, LLC DBA Premia Relocation Mortgage · Louisiana · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 35 mortgage applications in Louisiana in 2025, ranking #278 of 721 lenders active in the state. It originated 74.3% of them and denied 5.7% (7.1% of the applications it decided), against a statewide denial rate of 22.2%.

35Applicationsin LA
7.1%Decision denial ratestate 28.2%
6.13%Median ratestate 6.63%
$315,000Median loanstate $165,000
$9.0MVolume16 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Louisiana vs the state

5.7%Denial rate-16.46 pts vs state
7.1%Decision denial rate-21.01 pts vs state
74.3%Origination rate+22.32 pts vs state
6.13%Median rate-0.50 pts vs state
-0.08Rate spread (pts)-0.44 pts vs state
$134kMedian applicant income
26Loans originated
2Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202347362.1%6.30%#242
202432283.1%6.48%#276
202535265.7%6.13%#278

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Louisiana

By loan purpose

Home purchase 33 94% · 3.0% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 1 3% · 100.0% denied

By loan type

Conventional 25 71% · 0.0% denied
FHA 6 17% · 33.3% denied
VA 4 11% · 0.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 1 50%
Other 1 50%

Where in Louisiana

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ascension Parish 870 0.0%
Lafayette Parish 531 20.0%
Jefferson Parish 320 0.0%
Tangipahoa Parish 330 0.0%
St. Tammany Parish 320 0.0%
Calcasieu Parish 220 0.0%
Terrebonne Parish 220 0.0%
Lincoln Parish 110 0.0%
East Baton Rouge Parish 100 0.0%
Bossier Parish 100 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 35 applications in 2025, of which 26 were originated and 2 denied.

5.7% of all applications, or 7.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Louisiana in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology