PNC Bank in Wisconsin vs the state
26.5%Denial rate+12.47 pts vs state
32.4%Decision denial rate+16.04 pts vs state
52.6%Origination rate-15.60 pts vs state
7.48%Median rate+0.86 pts vs state
0.28Rate spread (pts)+0.16 pts vs state
$103kMedian applicant income
391Loans originated
197Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 851 | 489 | 22.0% | 8.48% | #47 |
| 2024 | 704 | 410 | 22.0% | 8.47% | #64 |
| 2025 | 744 | 391 | 26.5% | 7.48% | #68 |
What PNC Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 299 | 145 | 95 | 31.8% |
| Waukesha County | 105 | 62 | 21 | 20.0% |
| Walworth County | 37 | 19 | 8 | 21.6% |
| Kenosha County | 34 | 16 | 11 | 32.4% |
| Washington County | 30 | 16 | 7 | 23.3% |
| Ozaukee County | 25 | 14 | 4 | 16.0% |
| Racine County | 25 | 12 | 10 | 40.0% |
| Rock County | 18 | 11 | 4 | 22.2% |
| Dane County | 18 | 11 | 2 | 11.1% |
| Brown County | 18 | 16 | 1 | 5.6% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 744 applications in 2025, of which 391 were originated and 197 denied.
26.5% of all applications, or 32.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans PNC Bank originated in Wisconsin in 2025 was 7.48%, against a statewide median of 6.63%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology