Plains Commerce Bank in Wisconsin vs the state
2.6%Denial rate-11.46 pts vs state
3.5%Decision denial rate-12.82 pts vs state
69.4%Origination rate+1.28 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.20 pts vs state
$104kMedian applicant income
109Loans originated
4Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 42 | 1.6% | 6.75% | #278 |
| 2024 | 104 | 61 | 1.9% | 6.75% | #228 |
| 2025 | 157 | 109 | 2.6% | 6.63% | #186 |
What Plains Commerce Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marathon County | 41 | 30 | 2 | 4.9% |
| Waukesha County | 18 | 15 | 0 | 0.0% |
| Brown County | 14 | 8 | 0 | 0.0% |
| Milwaukee County | 11 | 9 | 0 | 0.0% |
| Outagamie County | 8 | 7 | 0 | 0.0% |
| Lincoln County | 5 | 3 | 0 | 0.0% |
| Clark County | 4 | 4 | 0 | 0.0% |
| Eau Claire County | 4 | 2 | 0 | 0.0% |
| Jefferson County | 4 | 2 | 1 | 25.0% |
| St. Croix County | 4 | 3 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 157 applications in 2025, of which 109 were originated and 4 denied.
2.6% of all applications, or 3.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Plains Commerce Bank originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology