Plains Commerce Bank · New Hampshire · 2025

Plains Commerce Bank in New Hampshire: approval rate, denial rate and rates (2025)

Plains Commerce Bank took 51 mortgage applications in New Hampshire in 2025, ranking #128 of 535 lenders active in the state. It originated 62.8% of them and denied 7.8% (11.1% of the applications it decided), against a statewide denial rate of 16.5%.

51Applicationsin NH
11.1%Decision denial ratestate 20.3%
6.43%Median ratestate 6.82%
$455,000Median loanstate $265,000
$15MVolume9 counties

Plains Commerce Bank in New Hampshire vs the state

7.8%Denial rate-8.65 pts vs state
11.1%Decision denial rate-9.16 pts vs state
62.8%Origination rate+1.04 pts vs state
6.43%Median rate-0.39 pts vs state
0.17Rate spread (pts)-0.07 pts vs state
$157kMedian applicant income
32Loans originated
4Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231995.3%6.63%#164
202453360.0%6.63%#114
202551327.8%6.43%#128

What Plains Commerce Bank lends in New Hampshire

By loan purpose

Home purchase 41 80% · 7.3% denied
Refinance 2 4% · 0.0% denied
Cash-out refinance 8 16% · 12.5% denied

By loan type

Conventional 43 84% · 7.0% denied
FHA 5 10% · 20.0% denied
VA 3 6% · 0.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 4 100%

Where in New Hampshire

Counties with the most Plains Commerce Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 15122 13.3%
Rockingham County 1241 8.3%
Cheshire County 770 0.0%
Merrimack County 420 0.0%
Grafton County 420 0.0%
Belknap County 420 0.0%
Strafford County 210 0.0%
Carroll County 211 50.0%
Sullivan County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 51 applications in 2025, of which 32 were originated and 4 denied.

7.8% of all applications, or 11.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Plains Commerce Bank originated in New Hampshire in 2025 was 6.43%, against a statewide median of 6.82%.

About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology