Plains Commerce Bank in Louisiana vs the state
6.5%Denial rate-15.65 pts vs state
9.7%Decision denial rate-18.47 pts vs state
60.9%Origination rate+8.90 pts vs state
6.50%Median rate-0.13 pts vs state
0.59Rate spread (pts)+0.23 pts vs state
$85kMedian applicant income
56Loans originated
6Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 214 | 117 | 1.9% | 6.63% | #101 |
| 2024 | 97 | 67 | 3.1% | 6.63% | #165 |
| 2025 | 92 | 56 | 6.5% | 6.50% | #186 |
What Plains Commerce Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ouachita Parish | 27 | 19 | 0 | 0.0% |
| Jefferson Parish | 11 | 8 | 1 | 9.1% |
| Lafayette Parish | 7 | 3 | 2 | 28.6% |
| Caddo Parish | 5 | 2 | 1 | 20.0% |
| East Baton Rouge Parish | 5 | 4 | 0 | 0.0% |
| Bossier Parish | 4 | 3 | 0 | 0.0% |
| Calcasieu Parish | 3 | 1 | 0 | 0.0% |
| Union Parish | 3 | 3 | 0 | 0.0% |
| Lincoln Parish | 3 | 1 | 0 | 0.0% |
| Morehouse Parish | 3 | 1 | 1 | 33.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 92 applications in 2025, of which 56 were originated and 6 denied.
6.5% of all applications, or 9.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Plains Commerce Bank originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology