PHH Mortgage in New Hampshire vs the state
16.0%Denial rate-0.45 pts vs state
28.8%Decision denial rate+8.54 pts vs state
38.7%Origination rate-23.03 pts vs state
5.99%Median rate-0.83 pts vs state
-0.10Rate spread (pts)-0.34 pts vs state
$94kMedian applicant income
41Loans originated
17Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 20 | 19.0% | 6.71% | #103 |
| 2024 | 95 | 35 | 23.2% | 6.49% | #85 |
| 2025 | 106 | 41 | 16.0% | 5.99% | #83 |
What PHH Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most PHH Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 29 | 9 | 6 | 20.7% |
| Rockingham County | 27 | 11 | 2 | 7.4% |
| Strafford County | 11 | 3 | 3 | 27.3% |
| Merrimack County | 10 | 7 | 1 | 10.0% |
| Grafton County | 9 | 2 | 2 | 22.2% |
| Cheshire County | 7 | 4 | 0 | 0.0% |
| Belknap County | 6 | 3 | 1 | 16.7% |
| Carroll County | 5 | 1 | 1 | 20.0% |
| Sullivan County | 2 | 1 | 1 | 50.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 106 applications in 2025, of which 41 were originated and 17 denied.
16.0% of all applications, or 28.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans PHH Mortgage originated in New Hampshire in 2025 was 5.99%, against a statewide median of 6.82%.
About this data. Figures are PHH Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology