Pentagon Federal Credit Union in Wisconsin vs the state
37.1%Denial rate+23.11 pts vs state
48.0%Decision denial rate+31.68 pts vs state
40.2%Origination rate-28.00 pts vs state
6.63%Median rate0.00 pts vs state
0.04Rate spread (pts)-0.08 pts vs state
$118kMedian applicant income
53Loans originated
49Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 51 | 41.3% | 8.63% | #154 |
| 2024 | 151 | 52 | 34.4% | 9.00% | #172 |
| 2025 | 132 | 53 | 37.1% | 6.63% | #222 |
What Pentagon Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 20 | 10 | 3 | 15.0% |
| Milwaukee County | 18 | 9 | 4 | 22.2% |
| Dane County | 14 | 5 | 7 | 50.0% |
| Racine County | 8 | 4 | 3 | 37.5% |
| Washington County | 7 | 1 | 5 | 71.4% |
| Rock County | 5 | 3 | 2 | 40.0% |
| Wood County | 4 | 0 | 4 | 100.0% |
| Kenosha County | 3 | 2 | 1 | 33.3% |
| Sheboygan County | 3 | 1 | 1 | 33.3% |
| Vernon County | 3 | 1 | 2 | 66.7% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 132 applications in 2025, of which 53 were originated and 49 denied.
37.1% of all applications, or 48.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Pentagon Federal Credit Union originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology