OriginPoint · New Hampshire · 2025

OriginPoint in New Hampshire: approval rate, denial rate and rates (2025)

OriginPoint took 55 mortgage applications in New Hampshire in 2025, ranking #116 of 535 lenders active in the state. It originated 45.5% of them and denied 16.4% (25.7% of the applications it decided), against a statewide denial rate of 16.5%.

55Applicationsin NH
25.7%Decision denial ratestate 20.3%
6.50%Median ratestate 6.82%
$405,000Median loanstate $265,000
$12MVolume7 counties

OriginPoint in New Hampshire vs the state

16.4%Denial rate-0.13 pts vs state
25.7%Decision denial rate+5.44 pts vs state
45.5%Origination rate-16.26 pts vs state
6.50%Median rate-0.32 pts vs state
0.20Rate spread (pts)-0.03 pts vs state
$132kMedian applicant income
25Loans originated
9Denied

What OriginPoint lends in New Hampshire

By loan purpose

Home purchase 35 64% · 11.4% denied
Refinance 16 29% · 31.3% denied
Cash-out refinance 4 7% · 0.0% denied

By loan type

Conventional 49 89% · 16.3% denied
FHA 3 5% · 33.3% denied
VA 3 5% · 0.0% denied

Why it denied New Hampshire applicants

Other 6 67%
Debt-to-income ratio 2 22%
Credit history 1 11%

Where in New Hampshire

Counties with the most OriginPoint applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 26124 15.4%
Rockingham County 1262 16.7%
Cheshire County 611 16.7%
Merrimack County 521 20.0%
Belknap County 320 0.0%
Strafford County 211 50.0%
Carroll County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 55 applications in 2025, of which 25 were originated and 9 denied.

16.4% of all applications, or 25.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans OriginPoint originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.

About this data. Figures are OriginPoint's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology