Oaktree Funding in Wisconsin vs the state
4.4%Denial rate-9.66 pts vs state
5.0%Decision denial rate-11.36 pts vs state
47.8%Origination rate-20.32 pts vs state
7.38%Median rate+0.75 pts vs state
1.07Rate spread (pts)+0.95 pts vs state
$189kMedian applicant income
11Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 4 | 7.1% | 8.69% | #435 |
| 2024 | 30 | 11 | 3.3% | 8.63% | #372 |
| 2025 | 23 | 11 | 4.4% | 7.38% | #406 |
What Oaktree Funding lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Oaktree Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 6 | 4 | 0 | 0.0% |
| Milwaukee County | 4 | 2 | 0 | 0.0% |
| Walworth County | 3 | 0 | 0 | 0.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Sheboygan County | 1 | 0 | 0 | 0.0% |
| Fond du Lac County | 1 | 1 | 0 | 0.0% |
| Waukesha County | 1 | 1 | 0 | 0.0% |
| Sauk County | 1 | 1 | 0 | 0.0% |
| Ozaukee County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 23 applications in 2025, of which 11 were originated and 1 denied.
4.4% of all applications, or 5.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Oaktree Funding originated in Wisconsin in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Oaktree Funding's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology