NexBank in Wisconsin vs the state
6.2%Denial rate-7.82 pts vs state
7.3%Decision denial rate-9.04 pts vs state
77.3%Origination rate+9.17 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.16 pts vs state
$82kMedian applicant income
75Loans originated
6Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 86 | 6.3% | 7.00% | #202 |
| 2024 | 231 | 194 | 5.6% | 6.63% | #127 |
| 2025 | 97 | 75 | 6.2% | 6.63% | #259 |
What NexBank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most NexBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Outagamie County | 11 | 8 | 2 | 18.2% |
| Milwaukee County | 10 | 7 | 0 | 0.0% |
| Waukesha County | 9 | 8 | 0 | 0.0% |
| Brown County | 8 | 5 | 1 | 12.5% |
| Waupaca County | 5 | 4 | 1 | 20.0% |
| Vilas County | 4 | 3 | 0 | 0.0% |
| Washington County | 4 | 3 | 0 | 0.0% |
| St. Croix County | 4 | 2 | 1 | 25.0% |
| Winnebago County | 4 | 3 | 0 | 0.0% |
| Waushara County | 3 | 3 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 97 applications in 2025, of which 75 were originated and 6 denied.
6.2% of all applications, or 7.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans NexBank originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are NexBank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology