Nationstar Mortgage · Nevada · 2025

Nationstar Mortgage in Nevada: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 960 mortgage applications in Nevada in 2025, ranking #34 of 627 lenders active in the state. It originated 68.9% of them and denied 13.3% (15.8% of the applications it decided), against a statewide denial rate of 17.5%.

960Applicationsin NV
15.8%Decision denial ratestate 22.2%
8.25%Median ratestate 6.63%
$125,000Median loanstate $305,000
$125MVolume16 counties

Nationstar Mortgage in Nevada vs the state

13.3%Denial rate-4.12 pts vs state
15.8%Decision denial rate-6.40 pts vs state
68.9%Origination rate+11.14 pts vs state
8.25%Median rate+1.63 pts vs state
2.71Rate spread (pts)+2.41 pts vs state
$97kMedian applicant income
661Loans originated
128Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202350632217.0%6.50%#49
202483956114.3%7.38%#38
202596066113.3%8.25%#34

What Nationstar Mortgage lends in Nevada

By loan purpose

Home purchase 94 10% · 14.9% denied
Refinance 124 13% · 12.9% denied
Cash-out refinance 225 23% · 14.2% denied
Home improvement 93 10% · 9.7% denied
Other / HELOC 424 44% · 13.4% denied

By loan type

Conventional 806 84% · 11.9% denied
FHA 111 12% · 26.1% denied
VA 43 4% · 7.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 39 30%
Other 29 23%
Collateral 24 19%
Incomplete application 13 10%
Unverifiable information 11 9%
Credit history 10 8%
Insufficient cash 1 1%
Employment history 1 1%

Where in Nevada

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 71547699 13.8%
Washoe County 14211410 7.0%
Lyon County 26204 15.4%
Carson City 20134 20.0%
Elko County 13121 7.7%
Nye County 1364 30.8%
Douglas County 1062 20.0%
Churchill County 440 0.0%
Lincoln County 430 0.0%
White Pine County 411 25.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 960 applications in 2025, of which 661 were originated and 128 denied.

13.3% of all applications, or 15.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Nationstar Mortgage originated in Nevada in 2025 was 8.25%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology